Jennifer Garibay reviews

Home buying is not only a big financial commitment, but also a very emotional one. It's critical that the practitioner you choose is both skilled and a good fit with your personality. We on the Jennifer Garibay Team take a different approach to real estate, one that is built on personal touches, win-win deals, and positive results. We utilize the latest technologies, market research, and business strategies to exceed your expectations. More importantly, we listen, and that means we find solutions that are tailored to you. 

Real Estate is an ever-changing industry, and it is important that you work with professionals who stays on top of the current market conditions and communicates with you openly and honestly every step of the way throughout your home buying process. Remember, a home is not a home because of its room dimensions or the color of the walls. It is about how you feel when you walk through the front door, and the way you can instantly envision your life unfolding there. It's first and foremost role is as a safe and comfortable place for you and your family to live. 

This is about more than real estate. It is about your life and your dreams. We are looking forward to working with you to make your home buying dreams a reality!



~Helpful Information and Real Estate News~



Short Sale Tips for Buyers AND Sellers

 

HAMP and HAFA- Foreclosure Alternatives

 

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Help for Veterans Buying Homes

 


We want to help you find the property you've been looking for, and offer a comprehensive listing of real estate for sale or for rent in the Rancho Cucamonga area.

 

 

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Stop the MADNESS!

Have you been struggling with a loan modification?  Are you tired of your bank playing games and losing your paperwork that you've submitted to them 100 times!?  Beware that the process and the games can continue until they suddenly take your home from you!  Contact me today to get more information and find out what options you have.....before it's too late!

New Law SB458 Makes Now the Best Time to Short Sell a Home~Offering Relief for Homeowners~

This law that just passed is extremely great news for anyone considering short selling their home!  This protects homeowners from 1st, 2nd, or even 3rd lien holders from pursuing them for a deficiency judgement after a short sale.  This law is not in effect for homes that go to foreclosure, so there is now an incredibly big advantage to short selling a home rather than just walking away from it!  If you know someone who can benefit from this information, please pass it on!  You never know who you may be helping!

 

LOS ANGELES (July 15) – The CALIFORNIA ASSOCIATION OF REALTORS® (C.A.R.) applauds Gov. Jerry Brown on signing SB 458 (Corbett) into law.  SB 458 extends the protections of SB 931 (2010), to ensure that any lender that agrees to a short sale must accept the agreed upon short sale payment as payment in full of the outstanding balance of all loans.

Under previous law (SB 931 of 2010), a first mortgage holder could accept an agreed-upon short sale payment as full payment for the outstanding balance of the loan, but unfortunately, the rule did not apply to junior lien holders. SB 458 extends the protections of SB 931 to junior liens.

“The signing of this bill is a victory for California homeowners who have been forced to short sell their home only to find that the lender will pursue them after the short sale closes, and demand an additional payment to subsidize the difference,” said C.A.R. President Beth L. Peerce.  “SB 458 brings closure and certainty to the short sale process and ensures that once a lender has agreed to accept a short sale   payment on a property, all lienholders – those in first position and in junior positions – will consider the outstanding balance as paid in full and the homeowner will not be held responsible for any additional payments on the property.”

SB 458 contains an urgency clause making it effective upon signing.